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Lynn drove the short distance to the downtown area and stopped at the Heritage Bank. Before getting out of the car, she opened the satchel below window level, and pulled out eight thousand dollars from the stacks of cash she had segregated from the rest. As she was about to close the satchel, something on the inside, slightly below the latch caught her attention. She studied it more closely. It looked like “JS.” No, it was “TS.” Lynn reflected, then closed the satchel and tucked it back out of view. Lynn went into the bank and opened a savings account with eight thousand dollars in cash, and a checking account with another three thousand. All of it was done in the name of Jennifer Mason, and all on the strength of a signature. She explained that she had recently lost her purse, along with