“No, that’s Kitty’s money.” “You didn’t think to use the money from the insurance for your education? Kitty would benefit if you got your degree,” Zach said, thinking out loud. “Maybe I wouldn’t be able to get a good enough job in this market or a large enough salary. Here in New Jersey computer companies aren’t as plentiful as they are on the West Coast. Then the money would be gone and Kitty wouldn’t be able to go. No, I did what I had to do. The taxes on the house are high and the utility bills are crazy because it’s an old house that’s drafty, and in desperate need of a remodel. I spend a lot of time making repairs but I want her to grow up in a nice neighborhood with neighbors who knew my family and will look out for Kitty when I’m not watching.” Bobby brought out the soccer ball a