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Gabriel explained that, when his mother was pregnant with him, she did not want to pay her insurance deductible so she never saw an American doctor that was part of GM"s robust, Cadillac network plan. Instead, she would drive two hours past San Diego, cross the San Ysidro border crossing into Tijuana, and then drive to Dr. Lopez"s clinic near Rosarito beach. She made this trip monthly during her pregnancy because she had decided that she wanted a Mexican doctor to deliver her first baby. During delivery, Dr. Lopez tried to speed up the delivery process by trying to extract Gabriel using obstetrical forceps, causing damage to his left eye. When Gabriel was older, he suspected that Dr. Lopez was either drunk during the delivery or he was anxious to get his final payment. “I can"t believe th