Teresa had difficulties at work lately because she was informed that there were several companies that had delayed p*****t this month, which was very unusual. She made a few calls to these companies one by one, but they all responded to her for the same reason, saying that they were cash-strapped and they had to keep her waiting for another few days. Her bakery was run on a shoestring, and if she kept waiting for their p*****t, she would face serious cash flow problems sooner or later. Therefore, Teresa went to them herself. The head of these companies entertained her but refused her request, saying that they tried to pay but couldn't because they were also under pressure. Teresa suddenly realized what they meant. These people were forced to delay p*****t at the same time. Who could be