Dragon Bank's loan criteria were varied, and in the case of the Whitlock family, specifically Elizabeth Whitlock's scenario, it didn't fall under personal loans but rather corporate loans.
The conditions for this type of loan were quite lenient.
As long as the company was operational and maintaining a break-even status without losses, it could directly secure a loan from Dragon Bank.
Even for those operating at a loss, loans were not out of the question; however, Dragon Bank would need to evaluate and deem the company as having potential before approving the loan.
Yet, losses had to be within a certain range; if too substantial, the application would be outright dismissed.
Even under these terms, the Whitlock family failed to qualify, highlighting the severity of their financial distr
