CHAPTER II. SOME years ago there lived in the suburbs of a large seaport town on the west coast of England a man in humble circumstances, by name Isaac Scatchard. His means of subsistence were derived from any employment that he could get as an hostler, and occasionally, when times went well with him, from temporary engagements in service as stable-helper in private houses. Though a faithful, steady, and honest man, he got on badly in his calling. His ill luck was proverbial among his neighbors. He was always missing good opportunities by no fault of his own, and always living longest in service with amiable people who were not punctual payers of wages. “Unlucky Isaac” was his nickname in his own neighborhood, and no one could say that he did not richly deserve it. With far more than one