MORGAN AND GABE ARRIVED at the beach house at the same time Ben and Kathy Colbright did, coming from the opposite direction. The two newcomers had their surfboards strapped to the back of the golf cart they were driving. It didn"t take much to figure out they had just come from surfing. Ben"s hair was still damp, and Kathy had thrown a loose-fitting sundress over her bathing suit, the straps showing her bathing suit straps tied around her neck. Her long dark hair was drying in a wild mass of curls, giving her the Gypsy look her grandmother always said she had. "How are the waves this morning?" Gabe called out in a way of greeting. "Average," answered Ben at the same time as Kathy responded, "Perfect for Nate"s first surfing lesson. You should join us, Gabe; we"re meeting him after lunch.