On his drive home, Jack's mind wandered. Luke's answer hadn't been what he'd been hoping for, but at least there was still a chance of funding for Gwen. Would Gwen be pleased? Or would she find it too much of a pain to put all of that together without a guarantee of getting a loan? Jack had always been more of a saver than a spender. He'd had to be, when he'd had to buy groceries and pay the bills as a kid. He and his younger brother Danny had had to shift for themselves. Their mom had been an addict who'd spend their last dime on drugs instead of on food. By the age of seven, Jack had known to hide any money or benefits from their mom so she wouldn't spend them first. As soon as Jack had gotten away from their mom–leaving Danny behind, for which Jack still felt guilty–he'd begun scrimpi