A Chat with the Hemphills Susan answered the door right away, almost as if she’d been expecting us. “Mrs. Hemphill,” I said, “We have a few more questions, if you don’t mind.” She swung the door wide, in an inviting gesture. “Not at all. Come in and sit.” We sat on the sofa, and Ribs pulled out his notebook. We had agreed on the way up here that he would handle the questions while I observed. The questioning would likely come to nothing, but it had to be done. “Mrs. Hemphill, how much life insurance do you have on you and your husband?” Ribs asked. She laughed. “I’m sure you already know, but Kevin and I both have about two and a half million. Not enough to worry about.” Ribs raised his eyebrows. “Two and a half million? Is that all?” “Yes, we haven’t bothered to take the time to up