“‘ I have more credit,’ I explained. ‘But you do not understand money. It takes money to have credit. So, with the money I have, and the credit I have, I will work to make more money and credit, and the church shall be built.’
“ Work! I was a surprise to myself. It is an amazement, the amount of time a man finds on his hands after he’s given up carousing, and gambling, and all the time-eating diversions of the beach. And I didn’t waste a second of all my new-found time. Instead I worked it overtime. I did the work of half a dozen men. I became a driver. My captains made faster runs than ever and earned bigger bonuses, as did my supercargoes, who saw to it that my schooners did not loaf and dawdle along the way. And I saw to it that my supercargoes did see to it.
“ And good!
